Home · Calculator
Private Hard Money Lending Calculator
Run real-time DSCR cash flow, break-even rent, bridge LTC/LTARV, and bank-statement qualification math using your own target rate assumptions.
Private Hard Money Lending Interactive Calculator
Model your investment property numbers with your own target rate assumptions. No hardcoded rates — enter your scenario below and send it to a Loan Daddy loan specialist for wholesale broker options.
For illustrative business-purpose investment modeling only. Calculator outputs use your self-entered assumptions and are not a rate quote, credit decision, or commitment to lend. Loan Daddy LLC (NMLS #2827624) is a mortgage broker, not a lender.
Get My DSCR Quote
Tell us about the deal and a Loan Daddy loan specialist will follow up. Loan Daddy LLC is a mortgage broker, not a lender.
Private Hard Money Lending Underwriting Playbooks
How to Prepare 12 Months of Business Bank Statements for Underwriting
To prepare 12 months of business bank statements for underwriting, download complete PDF statements (every page, including blank pages) for 12 consecutive month…
Fixed Expense Factors vs CPA Expense Letters on Business Bank Statement Loans
When underwriting a business bank statement loan, lenders deduct operating overhead from your gross deposits using either a preset fixed expense factor—commonly…
12-Month vs 24-Month Bank Statement Loans: How Underwriters Calculate Income
Underwriters calculate bank statement loan income by totaling eligible business or personal deposits over either 12 or 24 consecutive months, subtracting a busi…